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Fearnow Insurance Blog: home insurance

View the latest blog posts from Fearnow Insurance.

A home insurance adjuster visits your property to determine the cause and value of your claim. For some property owners, this can be worrisome. What does it mean? What can you expect from the process? Most of the time, your adjuster is there to help you. They just need you to provide key information to help them to file the claim for you. READ MORE >>

During the winter, you often have to turn on the lights much earlier. And don’t forget the occasional impact of cold weather. Even in Florida, there are times when we have to turn off the A/C and turn up the thermostat. You might expect to see your electricity bills increase during the winter. READ MORE >>

Preparing to welcome a new baby into your home is an exciting time. Picking out a nursery theme, choosing clothes and pondering over names is the fun part. Then there's the other part. This requires lots of searching, reading about this policy and that. Having a baby requires you to grow up, and quickly. READ MORE >>

Home insurance agencies see vacant homes as a big risk. There is no one there to monitor conditions. There is usually a higher chance that a person will break into the home. Damage and even fire risks tend to be higher. It is common for insurers to issue specific types of insurance for these properties. READ MORE >>

With children now heading back to school the signs of the end of summer are nearing and fall will be hear right around the corner. Many families find themselves spending much more time indoors and at home during the fall now that school is back in session and the days are starting to get shorter and slightly cooler. READ MORE >>

Living in Florida there isn’t much we can do to prevent being involved in an emergency weather event. Between hurricane, tornadoes, flooding, severe thunderstorms, and droughts caused by extreme heat and lack of rain that can lead to fires, it seems like there is some sort of severe weather event that we could be potentially facing year-round. READ MORE >>

Living in Florida many families enjoy the luxury of having their own home swimming pool right in their backyard. But with the fun and joys that can come with having a swimming pool, there are also dangers involved. Here’s what you need to know to keep you and your family safe. Know The Dangers READ MORE >>

When it comes to dangerous storms one of the forms of storms that can be most threatening for damage to our homes is a hailstorm. Hailstorms are one of the most common and costly severe weather events with approximately 3,000 hailstorms occurring across the United States creating approximately $1. READ MORE >>

Uneven or Sagging Floors And Ceilings As the foundation of your home moves or shifts, it begins to pull apart walls and support beams, which causes the weight of the house to sit unevenly. This uneven weight support of your home will cause your floors to begin to slope or sag and can also cause your ceilings to begin to sag. READ MORE >>

It is just as important to understand how your insurance coverage works as it is to make sure that you have insurance coverage. Most insurance coverage plans today, regardless of the type of insurance being provided, have a deductible. READ MORE >>

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