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Fearnow Insurance Blog Page 9

View the latest blog posts from Fearnow Insurance.

A person suffering an injury on your property can be a very worrisome situation. Even if you do your very best to help them, they may feel you are responsible for their losses. In some cases, you are. Your home insurance company offers financial help for this situation. READ MORE >>

Leased vehicles need full coverage. It is common for the leasing company to require comprehensive coverage on these cars. This can increase the premium costs to you. However, this type of auto insurance minimizes their risks. It also helps protect you in the case of an accident. READ MORE >>

A home insurance adjuster visits your property to determine the cause and value of your claim. For some property owners, this can be worrisome. What does it mean? What can you expect from the process? Most of the time, your adjuster is there to help you. They just need you to provide key information to help them to file the claim for you. READ MORE >>

Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. READ MORE >>

Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your life and your needs. READ MORE >>

When a fire, storm, or act of vandalism damages your home, you want to get it fixed as soon as possible. Home insurance may provide you with the financial means to pay for these types of repairs. However, you shouldn’t rush into choosing a contractor for the job. Doing so could cause you financial loss in the long term. READ MORE >>

Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? READ MORE >>

When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such as leaks that can cause you to lose the inventory in your business. READ MORE >>

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. READ MORE >>

To be effective, life insurance should match your lifestyle. This type of investment is not one that typically should remain the same throughout your lifetime. It is wise to revisit the plan at least one time a year. Consider the ways your life changed over the last 12 months. READ MORE >>

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