Tuesday, January 29, 2019When a flood spreads throughout your home, you may stand there and feel helpless. As the water rises, it causes damage to numerous surfaces. Many people focus us on the belongings lost in these areas. Yet, the drywall, carpeting, and even the subfloor can also suffer damage. READ MORE >>
Thursday, January 24, 2019In the U.S., individuals who are differently-abled, or have a disability, have specific rights. The Americans with Disabilities Act prohibits discrimination in most cases of disability. This law applies to a variety of areas of daily life, including insurance. READ MORE >>
Thursday, January 24, 2019A friend borrows your vehicle. That person causes an accident. He or she damages your car. And, there is damage to another person’s car, too. Who covers the losses?
In a situation like this, it can seem very worrisome to you, but most often, car insurance covers the vehicle. READ MORE >>
Tuesday, January 22, 2019Storms can create a significant amount of damage to any home. Most often, home insurance helps cover these losses. It can help to cover making repairs or replacements to the areas damaged. Siding may be one area of protection. The siding on your home offers protection to the structure. READ MORE >>
Thursday, January 17, 2019Home insurance agencies see vacant homes as a big risk. There is no one there to monitor conditions. There is usually a higher chance that a person will break into the home. Damage and even fire risks tend to be higher. It is common for insurers to issue specific types of insurance for these properties. READ MORE >>
Thursday, January 17, 2019Falling asleep behind the wheel of a car is a very serious risk. In some situations, it can lead to wrecks, significant damage or even the death of another person. Most often, your auto insurance covers the damage you cause to other people. Yet, there are some limits. READ MORE >>
Tuesday, January 15, 2019As you build an online presence for your company, you might feel overwhelmed by the fact that you need to create fresh content regularly. Even if you like writing, taking time to think up the topic, write it, and then post it can take upwards of two or three hours. READ MORE >>
Thursday, January 10, 2019Liability insurance is a type of car insurance protecting other drivers should you cause damage to their property or person. Most states require drivers to have this type of auto insurance in place. Yet, state minimums are usually very low. In some cases, they offer so little coverage that you still face significant exposure to risk. READ MORE >>
Tuesday, January 8, 2019The foundation of your home is a critical component. Everything builds up from it. A small crack or area of damage could mean the entire structure is at risk. Yet, foundation problems can also be expensive to fix. Will your home insurance help cover your losses?
The answer depends on a number of factors. READ MORE >>
Thursday, January 3, 2019Most business owners need to maintain comprehensive insurance coverage for their property. This includes property insurance, contents insurance and liability coverage. Like many consumer-based home insurance policies, business insurance does not outright cover flooding or earthquakes. READ MORE >>