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Do you know how much home insurance coverage you have? Did you simply sign a contract with an insurer without knowing the details? This could cost you later. Many people select insurance based on the price they paid when buying the home. This is a mistake. Nearly all homes require insurance above market value. READ MORE >>

You visit a location, park your car, and go in. Do you think twice about the area or whether your car is safe? In some situations, parking lots can create a significant risk for a vehicle. No one is around. If an accident occurs, you may face damages you have to pay out of your pocket. READ MORE >>

During the winter, you often have to turn on the lights much earlier. And don’t forget the occasional impact of cold weather. Even in Florida, there are times when we have to turn off the A/C and turn up the thermostat. You might expect to see your electricity bills increase during the winter. READ MORE >>

Tired of your day job and want to start a business? Just looking for a side hustle that can bring in some extra cash? Luckily not all business ideas require getting venture capital and creating twenty page business plans. Here are five businesses that you can start this month and see your bank balance start to rise: READ MORE >>

As an umbrella protects people during the rainy days, similarly, an umbrella policy is the answer to basic insurance that has been exhausted. Umbrella Insurance works as a supplement to an individual’s current policy, such as auto or liability insurance. READ MORE >>

Protecting your home is always important. Many people do not think much about theft. In some areas, it seems okay to leave the doors unlocked at night. Yet, theft is a constant problem even in the best neighborhoods. It is one of the most common claims against home insurance policies, too. READ MORE >>

Preparing to welcome a new baby into your home is an exciting time. Picking out a nursery theme, choosing clothes and pondering over names is the fun part. Then there's the other part. This requires lots of searching, reading about this policy and that. Having a baby requires you to grow up, and quickly. READ MORE >>

You have car insurance to provide protection of your vehicle and liability risks you face. Liability covers losses you are responsible for that impact other people. However, there are limits to when this insurance applies. Could auto insurance help cover lawn damage? There are a few things to consider here. READ MORE >>

When a flood spreads throughout your home, you may stand there and feel helpless. As the water rises, it causes damage to numerous surfaces. Many people focus us on the belongings lost in these areas. Yet, the drywall, carpeting, and even the subfloor can also suffer damage. READ MORE >>

In the U.S., individuals who are differently-abled, or have a disability, have specific rights. The Americans with Disabilities Act prohibits discrimination in most cases of disability. This law applies to a variety of areas of daily life, including insurance. READ MORE >>

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